Time to face it and move on.

For a simple flat fee, Debtor Guard™ from Haupt Law lets you hire a team of lawyers to silence aggressive creditors, navigate bankruptcy and make a fresh start.

IS Chapter 7 Bankruptcy RIGHT FOR YOU? Schedule a no-obligation consultation.

Haupt Law is an experienced, dedicated, consumer rights law firm committed to helping people make wise decisions regarding their financial futures.

When Chapter 7 bankruptcy is the right solution, through Debtor Guard, Haupt Law provides all the services required to discharge debt for a simple flat fee of $1,200 (plus applicable statutory fees and costs).

Contact us by phone, email or using the online form.


What Are the Top 3 Questions People Have About Bankruptcy?

1. What is bankruptcy?

There are 2 main forms of bankruptcy relief available for individuals: Chapter 7 and Chapter 13.

Chapter 7 is the most common form for individuals and businesses with little or no ability to repay debts in the future. A Chapter 7 debt discharge eliminates the filer’s unsecured debt, such as:

  • Credit card debt
  • Payday loans
  • Personal loans
  • Medical bills
  • and other unsecured debts

A person must prove they are eligible to file Chapter 7 bankruptcy, which means they typically make less than their state’s minimum income level, although there are considerations that may allow getting around this.

Chapter 13 is often suitable for individuals facing foreclosure or looking to reorganize finances within the confines of a court-approved, debt repayment plan.

At Debtor Guard, we focus on Chapter 7 bankruptcy. We believe that Chapter 7 bankruptcy is the best way to level the playing field between consumers and creditors and get people back on their way to rebuilding their lives.

2. What happens once I decide to file for bankruptcy?

After the bankruptcy petition is filed, you are entitled to an “automatic stay” which is given as a matter of right, telling creditors that all efforts to collect must come to a halt. Typically, the automatic stay remains in place for the duration of the bankruptcy.

3. Will I lose my home and possessions if I file for bankruptcy?

Most people can keep their home during bankruptcy, as long as house payments are current and remain current after filing, and if the equity in the home is protected under your state’s exemption statute.

For more, see the Debtor Guard Bankruptcy Q&A.